Everything you need to track expenses and understand your spending — without bank linking, without accounts, and without compromising your privacy.
Log spending in seconds
Logging an expense takes seconds: type the amount, pick a category, and you're done. Optional name and date fields are there if you want them. Perfect for tracking coffee runs, lunch expenses, or any daily spending.
See your money at a glance
Four customizable widgets give you a complete picture of your finances: Budget Overview shows your remaining balance, Balance Trend graphs your spending over time, Budget Situation breaks down where you stand, and Spending Split shows expenses by category. Understand your spending patterns with beautiful charts and graphs.
Set it and forget it
Rent, subscriptions, allowances — set them up once and let SpendBalance track them automatically. Choose daily, weekly, or monthly frequency. Never forget to log a recurring expense again. Perfect for managing regular bills and income.
38 categories organized for you
From Campus Life to Food & Social to Personal Wellbeing — our 38 categories are organized into groups that make sense for your lifestyle. Whether you're a student tracking textbook costs or a professional managing subscriptions, there's a category for you. Customize with your own colors and icons.
Your data stays on your device
All your financial data is stored locally on your device. No account required, no bank connections, no tracking. We never collect, transmit, or sell your information. Works completely offline. Your bank credentials stay with you, and manual entry gives you more awareness of your spending habits.
Your data stays secure on your device
Support for currencies worldwide. Perfect for international users and travelers.
Seamless light and dark themes that follow your system preference.
Arrange widgets, set custom colors, and make the app truly yours.
Switch between Day, Week, Month, and Year views instantly.
Your data is yours. Included in system backups (iCloud).
No sign-up required. Download and start tracking immediately.
Download SpendBalance and start tracking your spending in under a minute. No bank connection required.
Free for iOS • No account required • Works offline